BUY NOW, PAY MONTHLY

Interest Free Credit

Here at Sleep Matters, we think everybody deserves a great night’s sleep, and if that means spreading the cost we’ve got you covered.
Pick from our available finance options including Interest Free Credit, and order your bed, mattress or both straight away! In return you will make affordable monthly payments over a set amount of time. Minimum spend applies.

0% APR Interest Free Finance Available*ORDER NOW AND SPREAD THE COST WHEN YOU SPEND OVER £1000

  • ONLY A 10% DEPOSIT REQUIRED PAYABLE IN STORE
  • 0% OFFERS ON ALL LOANS TAKEN OVER 6 & 12 MONTHS

Apply online | Spend in store

Visit us in store

Our experts will help you find the best products to suit your needs

Apply online

Visit our partners - Ideal 4 Finance, where you can apply for your online credit agreement

Confirmation

Once you have been accepted, you will receive an email confirming your agreement

Pay your 10% deposit

Visit us back in store to confirm your order with a 10% deposit

Frequently Asked Questions

You must be 18 or over.
You must be able to pay 10% deposit on a debit or credit card.
You must have lived in the UK at the same address for 36 months.

You can apply for 0% credit on a loan taken over 6 or 12 months with a minimum
spend of £1000.
Interest bearing options are available on loans taken over 6, 12, 24 or 36 months.

We have partnered with Ideal4Finance who work with thousands of businesses across the UK to help make their high value goods and services more affordable to customers.
Ideal4Finance work to match your finance to your own personal situation to ensure you get the best deal possible, basing their decision on factors such as your personal credit profile, the amount you want to borrow and your requested repayment period.

If you need help with your credit application, you can call Ideal4Finance on
020 3841 2820 Monday-Friday 9am-5pm.

There are risks involved when taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

The Sleep Business Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.